TY  - BOOK
AU  - Vinish Wilson
AU  - M Jacob Thomas (Guide)
TI  - Financial performance analysis of valakkavu ksheera vyavasaya sahakarana sangham LTD no.R 5(D) milvay
U1  - 332 
PY  - 2011///
CY  - Vellanikkara
PB  - College of co-operation banking and management
KW  - Co-operation banking and management
N1  - BSc
N2  - The study entitled “Financial Performance Analysis of Valakkavu Ksheera Vyavasaya Sahakarana Sangham Ltd. No. R5(D) – Milvay” was undertaken to examine the financial strength and weakness of Milvay.  For the purpose of the study secondary data were collected from annual reports of Milvay.  The data was collected for a period of 15 years i.e. from 1993 – 94 to 2007 – 08.  Financial Performance Analysis was done using financial ratios, Expense ratios, Profitability ratios etc.  From the study we are able to understand that Milvay is enjoying profit.  Milvay’s Share capital has increased from year to year.  The main activity of the dairy is procurement and sale of milk and milk products and sale of cattle feeds.  Milvay had been able to increase its procurement of milk as well as its sales.  The members are served with loans and advances and Milvay accepts savings and fixed deposits.  As the main activity is trading on milk, milk products and cattle feed, Milvay is not giving much importance to banking activities like accepting deposits and lending loans.  But the profit of Milvay is decreasing every year.  Milvay was in loss several years before and now enjoys profit.  So as to remain in profit and serve members, Milvay has to be more careful in its operation.  If the society can diversify its milk products mix, i.e. to buttermilk, ice creams, sip – up, butter etc it can increase its profitability.



ER  -