Impact of short term credit by rural banks: a case study of south malabar gramin bank

Viswanathan, K U; Radhakrishnan, V

dc.contributor.author	Viswanathan, K U
dc.contributor.author	Radhakrishnan, V
dc.date.accessioned	2019-02-01T09:13:18Z
dc.date.available	2019-02-01T09:13:18Z
dc.date.issued	1989
dc.identifier.citation	Agricultural Research Journal of Kerala, 27(1), 32-36.	en_US
dc.identifier.uri	http://hdl.handle.net/123456789/3720
dc.description.sponsorship	This study is based on data collected from a sample of short term crop loanees of SMGB and another sample which formed the control. All the sample borrowers from SMGB belonged to the eligible groups. There was very little difference between the borrowers and non-borrowers regarding general characteristics such as farm size, family size, educational status and in the number of dependents per earner of the family. The cropping pattern followed by the sample farms did not vary much between borrowers and non-borrowers, but the cropping intensities in the borrower farms were clearly high compared to the non-borrower farms. Cost of cultivation per hectare, average labour use per hectare, use of fertilizer nutrients per hectare and farm income per hectare were found to be higher in borrower farms. There was under-utilization of crop loans and that too was more among larger size group of farmers. Repayment of loans was also not very good and the defaulters were mainly the relatively larger size group of farmers.	en_US
dc.language.iso	en	en_US
dc.publisher	Kerala Agricultural University	en_US
dc.subject	Regional Rural Bank	en_US
dc.subject	RRB	en_US
dc.subject	short term credit by rural banks	en_US
dc.title	Impact of short term credit by rural banks: a case study of south malabar gramin bank	en_US
dc.type	Article	en_US