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Subject: search.filters.subject.co-operation, banking and management

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    Socio-economic empowerment of women through kudumbashree- a case study of vellangallur panchayat
    (College of co-operation, banking and management, Vellanikkara, 2015) Richu Paul; Jacob Thomas, M
    Kudumbashree programme visualizes women empowerment as a strategical route towards the ultimate goal of poverty eradication. The study entitled Socio – economic empowerment of women through Kudumbashree – A case study of Kudumbashree units in Vellangallur Grama Panchayat was carried out with the objective of identifying the role of Kudumbashree in social and economic empowerment of women by Kudumbashree sample of 10 Kudumbashree units which has been working since 5 years was selected and 50 members (5 from each unit) were selected as respondents. The data were collected from the units through a sample survey based on structured schedule. Composite index calculated for identifying the role of Kudumbashree in social and economic activities showed a high value, Overall economic empowerment of women by Kudumbashree also showed a high value indicating that the empowerment by Kudumbashree is good. Savings, income generating activities, accessibility to credit, indebtedness, acquisition of assets, etc. had showed a great value after joining the Kudumbashree programme. In the social aspect, empowerment was observed in involvement in social activities especially in attending Grama Sabha, access to information, knowledge and skill, contact with development departments and agencies, entrepreneurial ability and managerial ability. In these, the most empowered factors are managerial ability and entrepreneurial ability. This study has proved beyond doubt that Kudumbashree have been able to empower the poor both socially and economically.
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    Impact of dairy development scheme- a case study of sasthamcotta primary co-operative agricultural and rural development bank (PCARDB)
    (College co-operation, banking and management, Vellanikkara, 2000) Unnikrishanan, A R; Jacob Thomas
    The study entitled “IMPACT OF DAIRY DEVELOPMENT SCHEME – A CASE STUDY OF SASTHAMCOTTA PCARDB’ was under with the objectives of examining the impact of scheme on the beneficiaries. The analysis was done with the help of information generated through a field survey of 25 beneficiaries who have availed loan facility from the bank between the years 1997 and 1998. The study is limited to Kunnathoor Taluk of Kollam District. Statistical tools like simple average, percentage growth rate etc., were used to interpret the data besides tabular analysis. Analysis made on the scheme revealed the fact that the assistance under the scheme has a positive impact on income employment and milk production among all classes of beneficiaries. However, the performance of the scheme in the field is likely to improve if the bank exercise proper care in identification of beneficiaries and is follow up of the working at the scheme.
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    Value chain analysis of turmeric- a study with special reference to
    (College of co-operation, banking and management, Vellanikkara, 2014) Rahana Ibrahim, P; Jacob Thomas, M
    Value chain refers to the full range of activities that are required to bring a product (or a service) from conception, through the different phases of production, to delivery to final consumers and disposal after use. Mapping is the process of making a pictorial representation of the VCA (value chain analysis). The study was conducted with the objective of to map the different components and stakeholders in the value chain of numeric to analyse the distribution of benefits at each level of value chain of turmeric. The study was based upon both primary and secondary sources of data. Primary data was collected through the survey of farmers, village traders, wholesalers, and input suppliers. Secondary data were collected from the published works of various authors, several journals and magazines. The collected data were analysed by using the tools like Value chain mapping, Percentage Analysis and rank order scale. Value chain mapping was made by analysing the various dimensions like core processes in the value chain, actors involved in the turmeric value chain, specific activities of core processes, flow of product, information and knowledge, volume of product, geographical flow of product, value at different levels of value chain, type of relationship and linkages exists and mapping the constraints and potential solutions. The study attempted to analyse the value chain of turmeric in Pazhayannur block of Thrissur district. At each level, actors are adding values to the product. Turmeric cultivation in the study area gives a good return to the farmers because of the subsidy from Krishibhavan. Farmers face a lot of problems in production stage which include erratic climatic conditions, low productivity and yield, small size of land holdings and lack of scientific technology. Institutional support to farmers in input provision and marketing of turmeric is the major solution for the problems.
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    Value chain analysis of ginger in Nemmara block of Palakkad district
    (College of co-operation, banking and management, Vellanikkara, 2016) Chaithanya, C C; Narayana, R
    An experiment entitled “Biochemical changes due to root-knot nematode, Meloidogyne incognita (Kofoid and White) Chitwood in ginger (Zingiber officinale Roscoe)” was undertaken at Department of Agricultural Entomology, College of Agriculture, Vellayani, Thiruvananthapuram, during 2014-16. The main objective of the study was to assess the biochemical changes in ginger due to the infestation of M. incognita and to screen five important ginger varieties viz., IISR Mahima, IISR Rejatha, IISR Varada, Athira and Karthika against M. incognita. The study involved two pot culture experiments, both laid out in completely randomized design. First pot culture experiment was carried out in 30 cm diameter earthen pots by introducing four inoculum levels of M. incognita J2 (each replicated five times) ten days after planting. Six months after inoculation (MAI), biochemical analysis of rhizome and leaf samples were done. The result of the first pot culture experiment revealed that there was a progressive decrease in plant growth and yield parameters were observed with increase in inoculum levels of M. incognita at six MAI. The maximum reduction in plant height (38.38 per cent), fresh weight of shoot (43.03 per cent), dry weight of shoot (44.78 per cent), number of tillers (41.10 per cent) and rhizome yield (40.6 per cent) were observed in plants inoculated with 10,000 J2. The plant height, dry weight of shoot, number of tillers and the yield parameters decreased significantly in plants inoculated with 10,000 J2 compared to other levels and uninoculated plants. The plants inoculated with 10,000 J2 showed low pH (6.37) and EC (0.27 d S m-1) compared to the uninoculated plants and was significantly different from all other treatments. Defense enzymes viz., peroxidase (PO), polyphenol oxidase (PPO), phenylalanine ammonia lyase (PAL) of rhizome increased with increase in inoculum levels of M. incognita at six MAI. The plants inoculated with 10,000 J2 158 showed high phenol content (3.932 mg g-1 tissue), PO (8.82 changes in absorbance min-1 g-1 tissue), PPO (0.74 changes in absorbance min-1 g-1 tissue) and PAL (16.70 changes in cinnamic acid min-1 g-1 tissue) in rhizome compared to other treatments. Similar results were noticed in leaf samples as well. After harvest, the starch, protein, crude fibre, total ash and oleoresin content of rhizome decreased in plants inoculated with 500 J2 pot-1 onwards. The plants inoculated with 10,000 J2 showed low starch (12.78 per cent), protein (2.52 per cent), crude fibre (4.69 per cent), total ash (1.24 per cent), oleoresin content (3.518 per cent) compared to the uninoculated plants. The second pot culture experiment was carried out to screen five important ginger varieties against M. incognita. Minimum number of galls (28.6 plant-1) and gall index (3) was observed in the variety IISR Mahima and it was significantly different from other varieties. The variety Karthika was highly susceptible with a gall index 5 and varieties IISR Varada, IISR Rejatha and Athira were found to be susceptible (gall index 4) to M. incognita. However, variety IISR Mahima was found to be moderately resistant to M. incognita on the basis of gall index (3). The nematode population in soil, rhizome and root were minimum in IISR Mahima and maximum in case of variety Karthika. The lowest PO, PPO and PAL activity was observed in the case of variety Karthika. Based on the results of the study, it is concluded that there was a progressive increase in phenol content and defense enzymes viz. PO, PPO, PAL in both leaf and rhizome with increase in inoculum levels of M. incognita. Starch, protein, crude fibre, total ash, oleoresin content, pH and EC of rhizome decreased with increase in inoculum levels of M. incognita. The variety IISR Mahima showed more defense against M. incognita compared to other varieties due to higher PO, PPO, and PAL activity.
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    Study on financial performance of Aranattukara oriental co-operative bank (AOCB) Ltd no.171
    (College of co-operation, banking and management, Vellanikkara, 2010) Rony Valappat, T; Jacob Thomas, M
    The study entitled “Financial Performance of Aranattukara Oriental Co – operative Bank Ltd. No. 171” was undertaken to examine the financial strength and weakness of Aranattukara Oriental Co – operative Bank. For the purpose of the study secondary data were collected from annual reports of the bank. The data were collected for a period of 15 years i.e. from 1990 – 91 to 2004 – 05. The financial performance was studied from detailed observation of financial ratios. From the above discussion and analysis the study revealed that the bank was able to attract more deposits every year but this should match with equally efficient deployment of funds. The bank should take care to fix the target for deployment of funds in proportion to the deposit mobilization targets. Otherwise it will affect the interest earning capacity of the bank and hence the profits. By reducing the cost of production and other direct expenses the bank can achieve the gross profit. The bank can start any other trading activities for improving its profitable position.
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    Customer satisfaction in new generation banks a case study of times bank
    (College of co-operation, banking and management, Vellanikkara, 1998) Mukesh Shanker, M S; Jacob Thomas
    The study entitled “CUSTOMER SATISFACTION IN BANKS – A CASE STUDY OF TIMES BANK” was undertaken with objective of assessing the extend of customer satisfaction in Times bank with respect to selected parameters. A percentage analysis of the primary data was done based on customer responses to various components of service delivery system of Times bank. To examine the extend of customer satisfaction, customer satisfaction index was calculated. The findings of the study revealed that the customers of the bank were highly satisfied (CSI index 80). But shortfalls in services of the bank were identified with respect to certain parameters. It is suggested that the bank should take effective steps to rectify those short falls and to take more efforts to satisfy its clientele, in order to survive healthy in the ever changing banking arena.